Colorado SR-22 Insurance
Fast Quotes & Filing Help for Colorado Drivers
Need an SR-22? We help Colorado drivers compare insurance options and get the required filing handled quickly.
Serving drivers throughout Colorado
including Colorado Springs, Pueblo, Denver and surrounding areas.
OR
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SR-22 Filing Help
We help make sure the filing gets handled correctly.
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Getting Your SR-22 is Simple & Easy
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Answer a few quick questions about your situation.
Compare Your Options
We shop available insurance options to help find a good fit.
Get Covered & File Your SR-22
Choose your policy and complete the required SR-22 Filing
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SR-22 Insurance Throughout Colorado
We help drivers across Colorado find affordable SR-22 insurance options.
What Colorado Drivers Should Know About SR-22s
An SR-22 isn't a separate insurance policy. It's a form your insurance company files with the Colorado Division of Motor Vehicles to prove you carry at least the state's minimum liability coverage: $25,000 per person, $50,000 per accident for bodily injury, and $15,000 for property damage.
Colorado drivers are usually asked for an SR-22 after a DUI or DWAI, driving without insurance, a license suspension or revocation, or too many points on their record. In most cases you'll need to keep the SR-22 on file for 3 years without a lapse. If your policy cancels or lapses, your insurance company has to notify the DMV, and that can put your license at risk again.
Don't own a car? A non-owner SR-22 policy lets you meet the requirement and get your license reinstated, usually for less than a standard auto policy.
We work with drivers in Colorado Springs, Pueblo, Denver and across the state. We compare available insurance companies and help make sure your filing is done right the first time. Have questions? Check our SR-22 FAQ or get your SR-22 quote today.
Consumer Questions
Colorado SR-22 Insurance FAQs
Quick answers to the questions Colorado drivers ask most about SR-22 insurance, filing and getting your license back.
What is an SR-22 in Colorado?
An SR-22 is a certificate your insurance company files with the Colorado Division of Motor Vehicles (DMV) to prove you carry at least the state minimum auto liability coverage: $25,000 per person and $50,000 per accident for bodily injury, plus $15,000 for property damage. Learn more about SR-22 insurance throughout Colorado.
Why would I need an SR-22 in Colorado?
Colorado usually requires an SR-22 after a DUI or DWAI, driving without insurance, a license suspension or revocation, or too many points on your driving record. Your notice from the Colorado DMV will say whether you need one.
How much does SR-22 insurance cost in Colorado?
The SR-22 filing fee itself is usually small. What drives the cost is the auto policy behind it, which depends on your driving record, the reason you need the SR-22, your age, vehicle and ZIP code. We compare multiple insurance companies to help you find an affordable option. Get a Colorado SR-22 quote.
How long do I need an SR-22 in Colorado?
Most Colorado drivers must keep an SR-22 on file for 3 years without a lapse in coverage. The exact period depends on your violation, so check your DMV notice. We can help you keep coverage in place for the full requirement.
Can I get an SR-22 in Colorado if I don't own a car?
Yes. A non-owner SR-22 policy gives you liability coverage when you drive a car you don't own and lets the insurance company file your SR-22. It usually costs less than a standard auto policy. See non-owner SR-22 insurance in Colorado.
Do I need an SR-22 after a DUI or DWAI in Colorado?
In most cases, yes. Colorado typically requires proof of insurance with an SR-22 before your license can be reinstated after a DUI or DWAI. Read more about SR-22 insurance after a DUI or DWAI.
How do I get my Colorado driver's license reinstated with an SR-22?
Buy a policy that includes the SR-22, have the insurance company file it with the Colorado DMV, then complete any other steps on your reinstatement notice, such as paying the reinstatement fee. See our guide to SR-22 for license reinstatement in Colorado.
How quickly can an SR-22 be filed in Colorado?
Many insurance companies file the SR-22 electronically with the Colorado DMV shortly after your policy is purchased. Processing times vary by company, and we help get your policy and filing started as quickly as possible.
Is an SR-22 the same as car insurance?
No. An SR-22 is not a separate insurance policy. It is a form attached to your auto policy that shows the state you carry the required liability coverage.
What happens if my SR-22 insurance is canceled in Colorado?
If your SR-22 policy cancels or lapses, your insurance company must notify the Colorado DMV, and your license can be suspended again. If you get a cancellation notice, contact us right away so we can help you replace coverage before it lapses.
Do you help with SR-22 insurance in Denver, Colorado Springs and Pueblo?
Yes. We help drivers statewide, including SR-22 insurance in Denver, SR-22 insurance in Colorado Springs and SR-22 insurance in Pueblo.
Ready to get your SR-22? Answer a few quick questions and we'll compare your options. Get my Colorado SR-22 quote or see more SR-22 FAQs.